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Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to a three-digit numeral. What, exactly, is
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Most consumers are aware that there are companies that keep track of their personal financial transactions - installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the three main credit bureaus into a credit report, which is available upon request by lenders, employers and anyone else with whom a consumer might
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Latest No Credit Score Mortgage News:
- Borrowing still possible for imperfect buyers
Plenty has changed in the mortgage industry since housing slipped into the gutter, but one thing hasn’t: It’s still possible to get a loan without perfect credit or a big savings account.
Sun, 05 Feb 2012 08:00:22 -0800
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