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In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus - Experian, Trans Union, and Equifax,
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Credit management is a leading American issue. Approximately 30 million Americans struggle with some form of poor credit. The quest to repair bad credit, must start with the knowledge of your current credit standing. The only way to do this, is to request a copy of your credit report.
There are myriad
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