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In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus - Experian, Trans Union, and Equifax,
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Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out slowly in order to avoid swamping the system, but people
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Latest Check Credit Score Free News:
- A push to get a truly free credit score!
Consumers Union petitions the government to allow people to get their credit score for free! How you can make it happen
Thu, 26 Jan 2012 13:13:34 -0800 - Consumer Smart: Managing Your Credit Score
Alan Bligh with the BBB joins John Thomas on 3 News First Edition to talk about how to best manage your credit score.
Tue, 24 Jan 2012 06:55:10 -0800 - Credit card rate cut request hurts score?
Dear Credit Card Adviser,If I ask my credit card companies to lower my interest rates, will it affect my credit score?-- Shane Dear Shane,Asking your credit card issuer for a lower interest rate may affect ...
Wed, 18 Jan 2012 00:00:47 -0800 - Layne: Preventing ID theft is the best way to handle fraud
CHARLES TOWN - The most important thing people can do to protect themselves from identity theft is to obtain their credit reports regularly, Argina Layne told the Eastern Panhandle Entrepreneurs Forum at its recent meeting.
Sat, 04 Feb 2012 22:25:49 -0800
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